Looking for affordable car insurance that meets New Jersey’s legal requirements? We’ve got you covered. At Paramount Insurance Agency, we specialize in providing budget-friendly minimum limits insurance—exactly what you need to drive legally without paying more than you should.

Call us today to obtain a same-day auto insurance policy that won’t break the bank. Don’t wait, get your free quote now by calling 908-345-2427!

Our fully remote agency serves clients by phone, text, and email—no office visit needed. Get a free quote by phone, instant proof of insurance by email, and your permanent documents arrive at your mailing address.

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We provide Auto Insurance.

Your perfect policy is just a call away! Speak with a live agent today and get your free quote in minutes—no pressure, just savings.

Products

We offer the following state-managed programs to ensure that all drivers in New Jersey have access to auto insurance coverage.

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NJ PAIP (Basic / Standard)

The New Jersey Personal Automobile Insurance Plan is a state-managed program created to ensure that all drivers in New Jersey have access to auto insurance coverage, even those who may have difficulty obtaining insurance through the voluntary market due to certain factors such as poor driving record or previous policy cancellations.

  1. Picture of Driving License
  2. Picture of Proof of Ownership
    1. Vehicle Registration
    2. For Unregistered Vehicles - Car Title Front and Back
    3. No Car Title - Purchase agreement (must be in same name as the person being insured)
  3. Coverage Selection Form (Standard / Basic)
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NJ SAIP (Dollar-A-Day)

The New Jersey Special Automobile Insurance Policy is an auto insurance program offered by the state of New Jersey to provide affordable insurance options to residents who are unable to obtain coverage in the standard insurance market. SAIP is designed to ensure that all drivers have access to some form of auto insurance, even if they have limited financial means.

  1. Picture of State of NJ Health Benefits ID Card
  2. Picture of Driving License
  3. Picture of Proof of Ownership
    1. Vehicle Registration
    2. For Unregistered Vehicles - Car Title Front and Back
    3. No Car Title - Purchase agreement (must be in same name as the person being insured)