Looking for affordable car insurance that meets New Jersey’s legal requirements? Paramount Insurance Agency makes it easy. We offer budget-friendly minimum-limits policies—so you can drive legally without paying more than you need to.

Need full coverage at a price that fits your budget? We offer full-coverage auto policies tailored to your needs. If your vehicle is financed or leased, we'll help you meet those requirements. You can add comprehensive and collision to a minimum-liability policy—an option that works well for some drivers who want to keep premiums low. And if you're looking for more protection, we also offer higher liability limits at competitive rates.

Getting started is quick and hassle-free. Call 908-345-2427 today for a free quote and secure an auto insurance policy that won't break the bank. Our fully remote agency serves you by phone, text, or email—no office visit needed. Get proof of insurance by email and have your permanent documents mailed right to your home.

For extra peace of mind, we also provide policies with 24/7 roadside assistance, along with rental and towing reimbursement.

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We provide Auto Insurance.

Your perfect policy is just a call away! Speak with a live agent today and get your free quote in minutes—no pressure, just savings.

Products

We offer auto insurance products for New Jersey drivers looking for affordable insurance as well as drivers who have difficulty obtaining coverage due to driving history.

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Basic/Standard Policy

In New Jersey, there are two main policy types to fit different needs and budgets. The Basic Policy is designed for drivers who want the minimum required coverage at the lowest possible price. The Standard Policy provides higher coverage limits.

You can customize either policy by increasing your liability limits or adding full coverage (comprehensive and collision).

If your vehicle is financed or leased, or if you simply want protection for damage to your own car, we can help you build the right policy with the appropriate coverage.

  1. Picture of Driving License
  2. Picture of Proof of Ownership
    1. Vehicle Registration
    2. For Unregistered Vehicles - Car Title Front and Back
    3. No Car Title - Purchase agreement (must be in same name as the person being insured)
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NJ SAIP (Dollar-A-Day)

The New Jersey Special Automobile Insurance Policy is an auto insurance program offered by the state of New Jersey to provide affordable insurance options to residents who are unable to obtain coverage in the standard insurance market. SAIP is designed to ensure that all drivers have access to some form of auto insurance, even if they have limited financial means.

  1. Picture of State of NJ Health Benefits ID Card
  2. Picture of Driving License
  3. Picture of Proof of Ownership
    1. Vehicle Registration
    2. For Unregistered Vehicles - Car Title Front and Back
    3. No Car Title - Purchase agreement (must be in same name as the person being insured)